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Optimize your income and taxes

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You may not have realized before retiring that how you withdraw from your savings can affect how long your assets last. This is due to the different tax treatment of your different accounts, and you can save a lot of money on taxes by planning ahead. 

In retirement you can have many fixed sources of income: Social Security, pension, required minimum distributions (RMDs) from your retirement accounts. These can lock you into a minimum tax bracket for the rest of your life, and can affect your Medicare premiums. 

However, there is often a window of opportunity between the time you stop working and the time your Social Security and RMDs start, where we can help you plan ahead to reduce the taxes you pay well into the future. We will develop a multi-year plan to identify opportunities to save on taxes throughout your retirement, which in turn helps your assets support the retirement lifestyle you’ve worked so hard for.

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